Here at Zen Moissanite, you have the choice of paying for your whole order upfront, or to start a payment plan. All of our payment plan options are layaway plans. They're done in house and has no interest or time limits.
They are set up through a PayPal invoice that allows partial payments (you decide how much and when to do them).
Once we have received 50% of the full amount, we start the work (create the CAD, cut the stones, cast the ring).
Once we have received 100% of the ring (and the ring is ready), we ship it out.
As all other orders, they are non-cancellable.